Skip to content

Long-Term Care Insurance

Long-Term Care Insurance


Premier One Insurance works with many discerning customers with concerns about retirement planning and end-of-life care. Long-term care has garnered a lot of attention in recent years due to heightened awareness of the costs involved with elder care. As an independent insurance agency that works for our customers rather than for some big corporate insurance carrier, Premier One Insurance wants to make sure that our customers get the best value in any insurance package. For this reason, our agents take the time to evaluate individual risks and benefits regarding long-term care insurance with each potential customer. We offer free online quotes as well as in-person interviews to assist in the decision-making process.

Preparing for the Future

Most individuals with long-term care insurance purchase policies in anticipation of old age. Those who are already ill or needing long-term care when they seek coverage are likely to be denied. By acting early, customers may minimize the costs of aging.

Although no one can predict the future, the risk-management experts at Premier One Insurance have experience in assessing risks based on facts, and we regularly assist customers in choosing long-term care policies that are beneficial. Our experts consider things such as

  • Family health history
  • An individual’s overall health condition
  • Current customer income
  • Forecasted future income for each customer
  • Individual retirement planning
  • Other factors influencing the ability to pay for extended care

Finding the Right Policy

Premier One Insurance partners with top insurance carriers to find policy options that best suit each individual customer. We offer policies that cover

  • Home healthcare
  • Nursing home care
  • Group home residency
  • Adult day care

We understand the value in peace of mind, so our agents work with customers to choose plans that fit personal preferences as well as life circumstances. For more information or to schedule an interview, interested parties should contact Premier One Insurance.