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Auto Insurance

from Premier One Insurance

The state of California requires all drivers to have some way to pay for damages in the event of an auto accident. Although options such as a certificate of self-insurance and surety bonds exist, the best way for California drivers to protect themselves, their automobiles and their passengers is with traditional car insurance. Premier One Insurance, a local independent insurance agency, works with top providers to help customers obtain the vehicle coverage they need.

Coverage Options

Since the state of California’s minimum requirements are unlikely to cover the expenses incurred in a car crash, the insurance professionals at Premier One Insurance strongly recommend more extensive coverage such as higher liability limits and other policy options available in our state. Because insurance carriers recognize the responsibility of drivers who carry more extensive automobile coverage, these options usually cost less than consumers expect. In addition to extended liability coverage, drivers insured through Premier One can also purchase

  • Collision insurance to pay for damages to a personal vehicle in the event that the insured causes a car crash
  • Comprehensive insurance to pay for vehicle damage unrelated to a car crash
  • Medical and funeral expense coverage to pay for injuries or death of an at-fault driver or any passengers
  • Underinsured/uninsured motorist coverage to protect insured California drivers against damages caused by the over 14 percent of drivers in the state who carry no auto insurance
  • Towing and roadside assistance to help insured drivers in the event of a breakdown
  • Rental reimbursement to assist drivers with transportation while a primary vehicle is being repaired following a covered event

Although many of the features listed here are optional according to state law, comprehensive and collision coverage may be required by lenders or auto leasing companies. Drivers seeking to find automobile coverage with true value should contact Premier One Insurance today for more details.

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