Homeowner & Renters Insurance

Homeowner Insurance

Most California residents have a need for homeowners or renters insurance. Those who own a home need to protect it against fire, theft, vandalism or natural disasters. Those who rent also need protection against damages. In fact, many landlords and property management companies require tenants to provide proof of rental insurance. Premier One Insurance specializes in providing home and renters insurance of all types to local area residents.

Homeowners Insurance

Whether a home is an apartment, condominium or house, that dwelling holds valuable memories as well as personal belongings. Homeowners need to feel comfortable in their homes and secure when they must travel away from home. A homeowners policy from Premier One Insurance can provide this security. We provide policies for

  • Condo associations
  • Condo owners
  • First-time homebuyers
  • Apartment owners
  • Seasonal homes
  • Rental homes
  • Vacant dwellings

Standard inclusions on homeowners insurance will vary depending on the type of dwelling insured by Premier One Insurance. Our offerings include

  • Dwelling coverage
  • Belongings coverage
  • Additional living expenses
  • Medical liability insurance
  • Personal liability coverage
  • Extended liability or umbrella coverage
  • Earthquake insurance
  • Flood insurance

Renters Insurance

This coverage protects a policy holder’s personal property in the event of a covered disaster that results in the loss, damage or destruction of belongings. It also includes medical coverage for guests should they be injured in a policy holder’s rented home. Furthermore, a renters insurance policy generally includes personal liability coverage to protect a policy holder against personal liability for damage or injury to others anywhere in the world.

Everyone needs security at home. Whether one owns a home or rents from someone else, the peace of mind that comes from knowing one’s belongings and one’s dwelling place are properly insured is invaluable. An online quote form is available for those needing a new renters or homeowners policy. For more information, a PPremier One Insurance agent can be reached by phone during normal business hours.